Protect yourself and your family : Your most valuable assets.
At A.R.K. Consultancy Inc., we assist friends and families like yours in the following steps:
- Educate about financial risks
- Advise on potential ways to mitigate the risks
- Provide customized solutions
- REPEAT for others that you do care for.
Oh and did we say we work on a NO-FEE Basis? That means that we DO NOT charge for the consultation and the solutions we provide.
We are licensed in the State of New Jersey as well as in several other states for Life Insurance and Health Insurance products.
Feel free to reach out to us for the services we offer:
Notary Services
Yes! we Notarize your documents, your signatures, wills and Trusts within the State of New Jersey AT NO COST TO YOU*. Contact us for details.
Wills and Trusts
A Will and a Trust together are the most important documents one can gift to their loved ones. Avoid Probate process, create a Living Will, Financial Power of Attorney and more. We can help you with creating your and your spouse’ Will and Trust with a Lifetime Online Access license backed by one of the largest Law firms in the US and at a price no one has to break the bank for. Visit their website to know more.
And we will Notarize your documents at NO COST to you.
Tax-free College Funding
As College expenses go through the roof, parents need to find ways to pay for their kids’ higher education. We offer solutions backed by some of the best companies in America that can provide a relief in the future when taking care of the Tuition fees. Check out the companies below to know about them. To help understand College expenses, click here for the College Savings Planner.
Of course, we do not replace your CPA whom you should consult for a proper Tax-situation evaluation.
IRA / 401K / Retirement Rollovers & Tax advantaged Planning
Do you know that many Americans actually just leave their retirement funds with their former employers? Although many big companies offer Target-Dated funds in their Retirement account Portfolios, many do not and worse still, almost all of the funds are exposed to how the stock market performs. Now if you have heard of stories from the Y2K era, 2008 and such, putting all your retirement eggs in one basket is not a great idea, especially if you have really made a sizeable savings and/or are in your mid 40s onwards. We can offer solutions such as GUARANTEED NO-LOSS and LIFETIME INCOME from very stable and reputable companies to choose from.
Life Insurance
We offer Life Insurance products like Term Life, Indexed Universal Life (IUL), Fixed Index Annuities (FIA) from reputable companies with products regulated and approved by the State of your residence. Here are the Carriers that we are currently appointed with to represent for Life Insurance products. Click on any of them to visit their website.
Long Term Care & Disability Insurance
Believe it or not, we are all growing old and unfortunately some of us, although young, may not be able to bring the daily bread. And at that point we will need to be taken care of, either by our loved ones or someone else. A lot of families suffer financial strain due to lack of such protection. LTC Insurance and Disability Insurance products help mitigate the costs and not be a financial burden to our families. Currently we represent the following carrier(s) for LTC and Disability. Click on the image to visit their website.
Health Care Insurance
The biggest expense after Uncle Sam taking his share from our wages and the banks take theirs for the roof on our heads is taking care of our family’s wellbeing aka Healthcare. Most folks have healthcare coverage courtesy their employers. However, when you switch jobs to do something on your own, or are unfortunately laid off, getting good healthcare insurance becomes a top priority. We are working to get appointed with as many providers as possible to get the best available solution to those who put their trust in us. We are in the process of getting appointed with Health Insurance Carriers. Please visit again for updates.
Why the Website Name?
God instructed Noah to build an Ark to survive the floods.
Unlike Noah, we mortals must identify and address the financial risks we and our loved ones may encounter as we move forward. The Ark is a symbolic vehicle, whether it is the story of Noah in the Biblical context or Manu from Matsya Avatar of Lord Vishnu in Hinduism, we are responsible for protecting ourselves and loved ones from disasters. In our case, we are talking about financial trouble that a person or family can face if not planned properly. Hence, we strive to help by educating and providing solutions to Plan your Ark.
Want to reach us?