Protect yourself and your family : Your most valuable assets.

At A.R.K. Consultancy Inc., we assist friends and families like yours in the following steps:
- Educate about financial risks
- Advise on potential ways to mitigate the risks
- Provide customized solutions
- REPEAT for others that you do care for.
Oh and did we say we work on a NO-FEE Basis? That means that we DO NOT charge for the consultation and the solutions we provide.
We are licensed in the State of New Jersey as well as in several other states for Life Insurance and Health Insurance products.
Feel free to reach out to us for the services we offer:
Notary Services
Yes! we Notarize your documents, your signatures, wills and Trusts within the State of New Jersey. Contact us for details.

Wills and Trusts
Protect your family’s future. Avoid probate, establish critical legal documents (Will, Trust, Living Will, Financial Power of Attorney), and secure lifetime online access through a leading law firm. All at an affordable price. This award-winning suite, recognized by the American Bar Association, delivers peace of mind and lasting security.
And we will Notarize your documents at NO COST to you.

Tax-free College Funding
Partner with us to navigate the rising costs of higher education. We offer access to robust college funding options from America’s top financial institutions, empowering you to tackle tuition expenses with confidence. Learn more about these companies below. Utilize this College Savings Planner to project your needs.
Beyond college, we’ll also help you optimize your retirement planning with tax-advantaged strategies, ensuring a secure financial foundation for your entire family.
Of course, we do not replace your CPA whom you should consult for a proper Tax-situation evaluation.




IRA / 401K / Retirement Rollovers & Tax advantaged Planning
Are your retirement funds trapped and vulnerable?
Millions leave them with old employers or exposed to volatile markets in current 401(k)s.
Remember 2008? Y2K? Market downturns don’t just shrink your balance; they can slash your income, and even bonds may not last a lifetime.
You have options. Did you know you can move even consolidated 401(k)s to secure IRA equivalents?
We can show you how to gain control with GUARANTEED NO-LOSS and LIFETIME INCOME from trusted companies.









Life Insurance
Protect your family’s future with confidence. We offer a range of trusted life insurance solutions, including Term Life, Indexed Universal Life (IUL), and Fixed Index Annuities (FIA), from established, state-regulated companies – some with over a century of proven stability.
We’ll go beyond guesswork and conduct a thorough Financial Needs Analysis to ensure you receive the precise coverage you need, without overspending or leaving your loved ones vulnerable.
Discover the peace of mind that comes from tailored protection.
Long Term Care & Disability Insurance
Life’s uncertainties can strike at any age. Whether it’s the natural progression of aging or an unexpected disability, the need for care can create significant financial strain. We understand the emotional and financial toll this can take on families.
That’s why we offer Long-Term Care (LTC) and Disability Insurance solutions, empowering you to proactively protect your loved ones and preserve your financial well-being. Let’s plan for the future, together


Health Care Insurance
Beyond taxes and mortgages, healthcare stands as the third financial giant in our lives. While employer-sponsored plans offer a safety net, the transition to self-employment or navigating unexpected job loss exposes the critical need for robust healthcare coverage.
We’re not just brokers; we’re navigators, licensed in multiple states, guiding individuals and small businesses to tailored health insurance solutions that bridge the gap.
For Medicare Only
Please Visit https://bit.ly/AskAbhay or call (848) 266-5090 to connect with us.
For Affordable Care Act Health Exchange/Individual/Group Plans
For NJ: GetCoveredNJ Profile Link
For Other States: HealthSherpa Link







Why the Website Name?
God instructed Noah to build an Ark to survive the floods according to Christian scriptures. Per Hindu beliefs, Manu was protected by Lord Vishnu in the form of a fish that he nurtured and who advised him to make a boat that the fish took to safety (Matsya Purana).
PlanYourArk: Your financial sanctuary. Just as ancient Arks provided refuge, we offer protection against the financial risks that threaten your security.
Inspired by the stories of Noah and Manu, we educate and equip you to build your own financial Ark, ensuring your family’s well-being through informed planning and strategic solutions.
Want to reach us?